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Texas Poll – Voters Rate Job Approval, Economy, and Who is to Blame

From The Texas Credit Union League:

Texas Elected Official Job Approval. The poll tested the overall job approval ratings of various statewide political figures. On the federal level, US Senator Kay Bailey Hutchison scored the highest with a 66% to 18% net positive job approval rating.

Senator John Cornyn scored 47% to 22% net positive, and Texas voters give President Barack Obama a 49% to 40% net positive job approval rating.

Statewide, Governor Rick Perry scored a 52% to 40% net positive job approval rating. Lt. Governor David Dewhurst scored a 37% to 18% net positive, followed by Attorney General Greg Abbott at 44% to 11% and State Comptroller Susan Combs at 44% to 9% net positive job approval scores.



Buy a house and the city will pay your Credit Card Bills!

This is insane.  The number of comments on both the Free Republican website and the Houston Chronicle are off the hook.  What’s more, 55% of Americans say government mortgage help encourages bad behavior. From the Free Republic:

Houston taxpayers could start footing the bill to help first-time home buyers pay off debts and improve their credit scores, under a proposal before City Council this week.

The “Credit Score Enhancement Program” will give up to $3,000 in grants to individuals who are trying to qualify for mortgages through the city’s homebuyers assistance program. City officials say some applicants fall short of eligibility by only 10 or 20 points on their credit scores, and paying off some debt balances can quickly improve their numbers.

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And we have to wonder what would Rick Santelli have to say on this one?  Similar to what he said from Chicago last week?



NY: AG Cuomo Says Economic Downturn is Good

Andrew Cuomo’s latest iteration might be the one that carries him through his campaign for New York Governor.  He’s gone from Andrew Cuomo the Governor’s policy guy (that Governor was his dad Mario), to Andrew Cuomo Clinton HUD Secretary (some say he’s the primary cause of the current mortgage crisis), to Andrew Cuomo the flame out candidate for Governor, to Andrew Cuomo the rehabbed Attorney General candidate, and now we have Andrew Cuomo – the reformer.   From The Buffalo News:

State Attorney General Andrew M. Cuomo brought his proposal for reducing local government to Buffalo on Thursday.

Cuomo spoke at the University at Buffalo Law School on the North Campus, where he outlined a plan that would empower citizens to eliminate costly and redundant layers of government.

“I know change is hard,” Cuomo said, “but I don’t know if you have another alternative. I don’t know if [New York] can afford the old structure and remain competitive.”

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NY: AG Cuomo Takes on Corporate Big Bonuses

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From the New York Times:

Those payouts, made just as the firm’s merger closed with Bank of America, have caused a stir because they were made earlier than usual. Merrill typically pays out bonuses in January, but executives wanted to pay the bonuses out before the firm became part of Bank of America at the end of the year. Despite earlier rumors that Bank of America was surprised by the bonuses, the bank has recently publicly stated that they were fully aware of the amounts and timing.

Merrill lost money all year long, largely because of its bad mortgage investments.

Mr. Cuomo is investigating the bonus payments as well as other aspects of the merger.

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PA: State Joins Settlement With Countrywide

From The Abington Journal:

Pennsylvania has joined a settlement with Countrywide Financial Corp. that makes available as much as $155 million to help keep thousands of state residents in their homes.

Thirty other states have signed agreements with Bank of America Corp., which acquired Countrywide last year and announced in October that it would pay more than $8 billion for interest rate and principal reductions for nearly 400,000 customers nationwide.

The Pennsylvania deal was announced Wednesday by state Attorney General Tom Corbett, whose office spent several months investigating alleged deceptive mortgage practices by Countrywide and its affiliates.

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NAAG: Dem AG Lynch Leads Group of AGs To Meet w/Obama Administration

From the Providence Journal:

Attorney General Patrick C. Lynch yesterday became the state’s first Democratic official to meet with President-elect Barack Obama’s transition team in Washington, D.C.

Lynch, who heads the National Association of Attorneys General, traveled to the nation’s capitol with several of his colleagues from around the country for a daylong sit-down with the transition group at the Department of Justice.

The topic: How the federal government and state-level law enforcement leaders can collaborate on a national and local level to address issues such as predatory lending, mortgage foreclosures, cyber crimes and greenhouse gas emissions.

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CO: AG Suthers for Senate?

From the Denver Post:

Suthers, who had decided not seek a second full term as attorney general, said he’s got the leg up on his competition and welcomes challengers.

“I’m one of the few people who has actually won a statewide race,” Suthers said. “I’ve done well throughout my career in attracting unaffiliated voters. That’s the ball game.”

In office, he’s introduced tougher standards against child solicitation, formed a mortgage task force and settled decades-old disputes over Arkansas River water rights and the Rocky Mountain Arsenal. Eid said he’d like to get away from “old politics” and broker compromises between contentious interests in the fight between natural gas and alternative energy.

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NC: Governor Briefs AGs on Foreclosure Program

More forward thinking, problem solving ideas coming out of the states…and working their way up to Washington, DC.  From WRAL.com:

According to RealtyTrac, which tracks foreclosures nationwide, monthly foreclosure filings in North Carolina dropped 27 percent in November compared with a year ago, while filings across the country rose 5 percent.

“Attorneys general play a critical role in preventing foreclosures and keeping families in their homes,” Easley said in a statement. “Since most mortgage investment packages today have been sold as securities and are owned by several parties, any one of these parties can file legal actions to prevent the loan modifications that help families avoid foreclosure. The attorneys general can ensure the public has the legal representation it needs.”

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IL: GOP Re-elects Cross as their Leader

From The Herald News:

State Rep. Tom Cross was re-elected to the position of House Republican Leader by his colleagues.

As leader, Cross is responsible for developing a statewide legislative agenda for Republican lawmakers and working with the three other caucus leaders and other elected officials on solving the major issues facing Illinois.

“High unemployment, mortgage foreclosures, a rising cost of living, and crumbling roads, bridges and schools continue to plague our state and pose major challenges for lawmakers in the Illinois General Assembly. There is no question that it is going to take a bi-partisan effort to turn our economy around and get families and our state budget back on track,” said Cross.

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Meanwhile, there were other leadership shakeups:



MN: AG Wants Mandatory Negotiations in Foreclosure Cases

This is probably going to be an immensely popular piece of legislation that will be passed.  Impact on how the market – it’s anyone’s guess.  From the Daily Globe:

Minnesota Attorney General Lori Swanson outlined a plan Thursday to force mortgage lenders to negotiate with homeowners before foreclosing on their homes.

With an anticipated 36,000 Minnesota homeowners facing foreclosure in 2009, Swanson said she hopes lawmakers will approve the “Homeowner-Lender Mediation Act” in the upcoming legislative session. She said it’s modeled on the Farmer-Lender Mediation Act that helped save family farms during the 1980s.

“Minnesota was the beacon for farmers around this country in the 1980s when we adopted the Farmer-Lender Mediation Act. We could be a leader again this year,” she said at a Capitol news conference.

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