Today is Tuesday, 26th November 2024

Fannie Mae & Freddie Mac Embrace New Business Practices Code

New York state Attorney General Andrew Cuomo has announced that the nation’s two largest purchasers of home loans have agreed to buy only from banks that meet new appraisal standards.

The new code comes from agreements among New York Attorney General, Fannie Mae, Freddie Mac and the two companies’ federal regulator, the Office of Federal Housing Enterprise Oversight.

Fannie Mae and Freddie Mac, which purchase about 60 percent of all home loans originated in the United States, have agreed to the establishment of the “New Home Valuation Protection Code,” which creates requirements governing appraisal selection, solicitation, compensation, conflicts of interest and corporate independence.

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